Conversations

Showcasing personal interviews with famed faces, everyday women who make a difference in our society or tough topics that need addressing.

Why Minimalism Will Increase Your Joy

Why Minimalism Will Increase Your Joy-Chispa Magazine

Imagine if a natural disaster struck your home, but everyone survived. No lives were lost, except the symbols of those lives and the years spent collecting them. There are your childhood toys never passed down to your kids. There are handmade quilts, photos and sweet cards written to you—lost. As you pick through the rubble,…

Dave Says: You Can’t Just Cruise + He Set You Up

Dave-Ramsey-You-Can't-Just-Cruise-Chispa-Magazine

You Can’t Just Cruise Dear Dave, I work for a small company that just won a cruise trip for all the employees. The prize covers just the cruise tickets, and we have to pay for everything else. The problem is that my wife and I currently have more than $50,000 in debt, not counting our…

EntreLeadership: Get Noticed!

Dave-Ramsey-Get-Noticed-Chispa-Magazine

For most entrepreneurs, owning a small business means you also own a small marketing budget. But having a limited amount of cash to get the word out doesn’t have to be the kiss of death for an organization. When it comes to marketing in today’s world, the old adage “Work smarter, not harder” truly applies…

Dave Says: Retained Earnings Are a Must + Be Professional

Dave Ramsey_Chispa Magazine - Featured

Retained Earnings Are a Must Dear Dave, My husband owns a small landscaping and masonry company. His profits over the last couple of years have been about $80,000 annually. We were wondering if we should be setting aside some retained earnings. —Kim Dear Kim, Yes, all businesses should have retained earnings. In the personal finance…

Dave Says: Young, Jobless and Scared + Accounting 101

Dave-Says-Young-Jobless-Scared-Chispa-Magazine

Young, Jobless and Scared Dear Dave, I’m 23, and I lost a good job a few days ago due to layoffs. My wife has been a stay-at-home mom with our 10-month-old daughter, and we have very little in the way of savings. What can we do to keep our heads above water? —Seth Dear Seth, I’m…

Practicing Gratitude: An Effective Strategy for Personal Wellbeing and Professional Excellence

Practicing Gratitude-Chispa Magazine

The benefits of adopting a grateful attitude are widely recognized and supported by many reputable scientific studies, yet the practice of gratitude remains a largely under-utilized tool personal development and marketing tool. Giving thanks is one of the most effective ways to build strong relationships, both personal and professional, and it can have an amazing…

EntreLeadership: Making Business Goals Work

Dave-Ramsey-Making-Business-Goals-Work-Chispa-Magazine

As a small-business owner, setting goals is a vital part of your job description. Good leaders understand the importance of having a vision that will keep their companies moving forward. Whether your goals focus on sales, hiring, or increasing income, they won’t work unless they each have five important attributes. Each goal must be yours,…

Want a Happy Life?

Happy-Chispa Magazine

“When I was a kid my mom would send me off to school each day with the words, ‘Remember: be happy! The most important thing today is that you are happy!”  —Alaric Hutchinson Does this happen to you: you get lost in the struggles and challenges of everyday life without even realizing you had days…